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Welcome to A New Approach Financial Planning!

How can I create income for my retirement?

Which is best for me - a Traditional IRA or a Roth IRA?

How can I manage my investment risks?

Today's financial questions and decisions can be complex. Getting questions answered and finding information to make smart decisions takes time. Time most people don't have today.

Tom Roberts is a Certified Financial Planner™ who can help you improve your financial situation. As an objective financial planner, we provide information and guidance, so you can make the best choices for your future.

ANA 25 SmallAt A New Approach You ...

•   Get objective, independent advice

•   Receive customized advice on an Hourly, Fee-Only basis

•   Retain control of your assets

•   Get advice as you need it, a complete plan or one topic

•   Work with a Certified Financial Planner™

At A New Approach We ...

•   Listen to our clients

•   Believe everyone can benefit from financial planning

•   Provide advice only - No investment or product sales

•   Are paid directly by our clients for our advice - No commissions, asset fees or third party payments

•   Are fiduciaries - your best interest is always our first concern

•   Are a Florida Registered Investment Advisor


Want to know more about are the benefits of working with a financial planner like me? Here's the Difference.

Check out Our Services and 7 Steps to Success for more information on how we work and services we provide.

Are you ready to take A New Approach to your financial life? Contact Us today to get started. You'll be glad you did!


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A New Approach Financial Planning, a member of The Garrett Planning Network, Inc., provides objective, hourly, fee-only financial planning services to a wide range of clients from all walks of life, income levels and backgrounds.

We pride ourselves on our experience, service and sensitivity to client needs and wishes.


Wednesday March 11, 2015 3:00 to 4:30 - Investing for Income

Tom Roberts, CFP® shows how to obtain income from your investments.  Creating income from your investments is very different from building your nest egg.  When withdrawing income, managing investment and market risks is critical.

The media is full of investment strategies and "products" to help you deal with these risks.  We will discuss the pros and cons of the most common products, how to avoid financial sharks and make wise choices.

Free.  Workshop at South Manatee Library 6081 26th Street West Bradenton.  Information and RSVP at 941.927.9590.

Are You Saving Too Much?

It would be wonderful if you were saving more than you need. Unfortunately, for many it is a struggle to balance out current expenses, savings and income. Saving for your future is important, no matter what your goals or how far away they are. How can you tell if you are saving too much? 

Read the rest of the Bradenton Herald Article.

Managing Your IRA

For many people, their IRAs hold a large part of their retirement nest egg. Even if they save using a company or government savings plans such as 401k, 403b or 457, eventually many roll this over to an IRA. On the surface, IRAs appear simple to set up, contribute to and take withdrawals. However, there are a number of potential pitfalls to watch for to avoid triggering an unexpected tax hit.

Read the rest of the Bradenton Herald Article.