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Welcome to A New Approach Financial Planning!

How can I create income for my retirement?

Which is best for me - a Traditional IRA or a Roth IRA?

How can I manage my investment risks?

Today's financial questions and decisions can be complex. Getting questions answered and finding information to make smart decisions takes time. Time most people don't have today.

Tom Roberts is a Certified Financial Planner™ who can help you improve your financial situation. As an objective financial planner, we provide information and guidance, so you can make the best choices for your future.

ANA 25 SmallAt A New Approach You ...

•   Get objective, independent advice

•   Receive customized advice on an Hourly, Fee-Only basis

•   Retain control of your assets

•   Get advice as you need it, a complete plan or one topic

•   Work with a Certified Financial Planner™

At A New Approach We ...

•   Listen to our clients

•   Believe everyone can benefit from financial planning

•   Provide advice only - No investment or product sales

•   Are paid directly by our clients for our advice - No commissions, asset fees or third party payments

•   Are fiduciaries - your best interest is always our first concern

•   Are a Florida Registered Investment Advisor


Want to know more about are the benefits of working with a financial planner like me? Here's the Difference.

Check out Our Services and 7 Steps to Success for more information on how we work and services we provide.

Are you ready to take A New Approach to your financial life? Contact Us today to get started. You'll be glad you did!


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A New Approach Financial Planning, a member of The Garrett Planning Network, Inc., provides objective, hourly, fee-only financial planning services to a wide range of clients from all walks of life, income levels and backgrounds.

We pride ourselves on our experience, service and sensitivity to client needs and wishes.


How Will Rising Interest Rates Affect You?

Last week the Federal Reserve Board of Governors indicated they were closer to making the first short term rate increase a reality. The guessing game as to when, and by how much, rates will move may finally be near an end. When interest rates start to reverse their 30 year decline, how will it affect your financial life? The real answer is that no one can be sure since economic and market interactions have changed radically since the last time a directional change occurred. However, you can estimate how you might be affected in specific areas.

Read the rest of the Bradenton Herald Article.

Help Managing Your Credit Profile

As a result of a recent settlement between the State of New York and the three largest credit reporting agencies, consumers will now be able to have easier access to their credit reports and score. TransUnion, Equifax and Experian also agreed to overhaul their approach to evaluating credit, fixing errors and the way they deal with medical debt on consumer credit reports. Although the settlement was with just with one state, these changes should be enacted everywhere soon.

Read the rest of the Bradenton Herald Article.

Diversify your investments with cash options

The global investment markets provided another lesson last week on the benefits of diversification and holding some cash. If you have a diversified portfolio, including some bonds and cash, you did not experience as deep a drop in value as in stock markets. As a side benefit, you had the opportunity to buy investments at a discounted price with part of your cash. The nagging question for many investors is that holding cash has a cost when markets are performing well.

Read the rest of the Bradenton Herald Article.